Mental health
Treated, stable mental health conditions are common in life insurance applications and are frequently insurable.
3 articles in this section
Mental health conditions appear on a large share of life insurance applications in Canada, and treated, stable conditions are frequently insurable at ordinary rates. The questions insurers ask are about severity, treatment history, time since the last episode, and whether there has been any hospitalisation or time away from work.
Questions about mental health
Depression, anxiety and life insurance
Why treated depression and anxiety are commonly insurable in Canada, what insurers assess, and why medication is not the problem people expect.4 minBipolar disorder and life insurance
How Canadian insurers assess bipolar disorder, why stability and treatment adherence matter most, and what realistic outcomes look like.4 minLife insurance after a suicide attempt or self-harm
An honest account of how Canadian insurers assess a history of self-harm, how much time they usually want, and what options exist in the meantime.5 min
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