A little clarity, before you decide
Plan for the people who count on you.
Three simple calculators to help you understand your needs. Free to use, with no sign-up and no contact details required.
What would you like to work out?
01 / Free planning tool
How much life insurance might I need?
Add up what your family may need, then subtract the resources already available.
Use the calculator02 / Free planning tool
How much could my family need to replace lost income?
Estimate the money needed to cover a monthly household shortfall over time.
Use the calculator03 / Free planning tool
How much should I set aside for final expenses?
Make a personal budget for one-time expenses and see what remains to be funded.
Use the calculatorStart with the bigger picture
The life insurance needs calculator combines debts, household support and one-time costs. The other tools help you explore individual parts of that picture. Do not add their totals together without checking for overlap.
These are simple educational estimates. They do not predict premiums, eligibility, investment returns, inflation or taxes. Read how to think about your coverage needs, or talk through your options.