Cancer
Type, stage, treatment and time since treatment ended carry more weight than the diagnosis itself.
5 articles in this section
A cancer history does not close the door on life insurance, but timing matters more here than with almost any other condition. Most insurers want a defined period after treatment ends before they will consider an application at all, and the length of that period depends on the type of cancer and how advanced it was.
The type, the stage, the treatment and the time elapsed carry far more weight than the word "cancer" on its own.
Questions about cancer
Life insurance after cancer
How Canadian insurers assess a cancer history: type, stage, grade, treatment and time since it ended, and why the clock starts later than people think.5 minApplying during active cancer treatment
Why fully underwritten coverage is generally unavailable during active treatment, what options genuinely exist in the meantime, and when to reapply.4 minLife insurance after breast cancer
What insurers look at after breast cancer: stage, node involvement, receptor status, ongoing endocrine therapy, and why DCIS is assessed separately.4 minLife insurance after prostate cancer
How insurers use the Gleason score and PSA history after prostate cancer, and why active surveillance is assessed differently from treated disease.4 minLife insurance after skin cancer and melanoma
Why basal cell and squamous cell skin cancers usually have little effect on Canadian life insurance, and what insurers look at after a melanoma.4 min
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